Better Credit for All


Credit is part of your financial power. It helps you to get the things you need now, like a loan for a car or a credit card, based on your promise to pay later. Working to improve your credit helps ensure you'll qualify for loans when you need them.

Credit Repair Tips

Your credit score is one of the most important measures of your financial health. It tells lenders at a glance how responsibly you use credit. The better your score, the easier you will find it to be approved for new loans or new lines of credit.  Here we'll provide the best possible tips for you

Credit Repair Info

Credit repair is the process of fixing poor credit standing that may have deteriorated for a variety of different reasons. Repairing credit standing may be as simple as disputing mistaken information with the credit agencies. Identity theft, and they damage incurred, may require extensive credit repair work.

Credit Card Tips

Used responsibly, a credit card can be a very helpful financial tool. Making consistent, on-time payments can boost your credit rating, and some cards offer rewards for purchases or even a 0% interest rate for a short period of time on balances transferred from other credit cards. But if your credit spending gets out of control, monthly payments and accumulated interest can become a problem.


Sometimes a financial situation or past bad credit history can negatively affect a person’s loan, making it tough to get a good deal, or even any loan at all. But at Directcredit we’ll always consider you a valued client and negotiate the best deal for your circumstance. Our loan consultants are focused on providing the very best low-doc and no-doc loans for your budget, no matter your location or credit history.

Credit Report

Your credit report is an important part of your financial life that can determine whether you can get credit, how good or bad the terms are, and how much it costs you to borrow. Here we'll provide your free credit report — and why it’s a good idea..

You can improve your credit score.

Call for a free consultation.

About Us

At Direct Credit, we are all about Credit and Credit Repair. Credit Card Rates and Data you can trust. Credit Reports and Sources that Save You Money! Order your credit report. Review for errors, have the best credit possible before your next major purchase! Did you know, Banks should reward you for making your payments on time and keeping a modest balance. If your bank wont lower rates, even after paying on time, shop around, compare card offers, catalogue of credit and debit card offers.

Let help you get the score you deserve

We have 20 years experience in financial advising.

$3MLoans Approved
DirectCredit Where Real People Believe Everyone Should Have Great Credit.
We understand your credit score is a critical key to financial freedom. Our credit consultants are board certified with 10+ years of proven in depth knowledge and analytical skills to solve your credit issues. 



How it works?

Below560Score (Very Bad)

Credit Worthiness

Above750Score (Excellent)

Credit Worthiness


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May 19, 2022
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Debt, financial infidelity and divorce

May 16, 2022
Most people don’t like to discuss divorce, but knowing these statistics and others about debt and financial infidelity can help you as you think about your finances, with ...Read More

Why Your Credit Score May Drop Following Divorce

May 10, 2022
One of the ugly sides of divorce is that it can ruin the creditworthiness of both parties. Not directly though, but because of splitting assets, including bank accounts, ...Read More


Thank you so much DirectCredit for helping me improve my credit. It took a little over 6 months to get my credit just where I needed it. Now I’m pre-approved for a mortgage and am currently house shopping! It’s a dream come true and a personal goal accomplished with your help. THANK YOU!
Jennifer Wright

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