What is Bad Credit?

Bad credit usually means negative listings on your personal credit report like: late payments, charge offs, delinquent credit cards, judgments, liens or law suites, collection accounts, auto repossession, unpaid medical bills, parking tickets, evictions, late payments on mortgage or foreclosure.

What about Low Credit Score?

Low credit score may result from the above bad credit issues.. Low credit score may also result from high balances, over credit limit, insufficient credit history on your personal credit profile.

Other credit Issues

Credit score can be adversely affected by poor performance on your credit obligations, incorrect information, credit fraud or identity theft.

What does Bad Credit Do?

Bad credit can cause you to be denied for credit or qualifying only if you pay higher interest on financing automobiles, credit cards, personal and home loans. Bad credit can even cause you to be denied the ability to get a job open a checking account.

How can I improve my credit?

Get informed about your credit report and find out how to fix bad credit

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