Lower Interest Credit Cards:
Helping You Achieve Financial Freedom
For many people, financial freedom is all about having the money they need, which they can spend on anything they want. However, more than just having the financial resources; freedom also entails being free from debt and not being burdened with high-interest rates and unnecessary charges in your credit card. A lot of people dread the idea of having a credit card because they are overshadowed by the belief that it is just a way for banks to milk money out of their pockets. The latter, however, will only hold true if you are using the wrong credit card. You should be intelligent enough to asses which one offers the best value. Make sure to settle with low-interest cards to have the financial freedom that you have always wanted.
What Makes You Pay More?
For the uneducated user, it is very easy to pay credit card companies with a higher value than what you have actually spent. Most of these come in the form of hidden charges. As the term implies, you will not know these charges unless you take the time to research and understand the fine prints of the card issuer’s policies. One of the things that you should watch out for would be the annual percentage rate or the APR, which can easily make your debt ridiculously higher. In addition, many cards also charge a lot for conversion and balance transfer fees. Annual fees, finance charges, and interest for cash advances will also have an inevitable impact on your bill. Your goal is to find a card that provides acceptable charges and interest rates to avoid punching holes on your pocket.
Low-Interest Cards as the Solution
Fortunately, you can always resort to the use of low-interest credit cards. The likes of USAA Rewards American Express Card, USAA Cash Rewards American Express Card, USAA Rate Advantage Platinum MasterCard, USAA Rewards Visa, and USAA Cash Rewards Visa will offer the perfect alternatives. In these cards, you will enjoy lower APR for your cash advances, balance transfers, and purchases, which can be highly instrumental in the achievement of financial freedom.
Aside from lower interest rates, low-interest credit cards are also known for their ability to yield significant rewards within just a short period of time. In some credit cards, the rewards may seem promising, but the problem is that you have to spend more in order to gain points. In the end, this is going to be a win for the bank because they earn more and a loss on your part because you pay more while the rewards remains minimal. Low-interest credit cards, such as those earlier mentioned, will allow you to earn more points quickly while making your spending reasonable.
Compare Credit Cards Rates
Looking for a low interest rate credit card? Premier selection of credit card offers from top U.S. banks Low intro rate, balance transfer, rewards, Airline mileage reward packages.