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Credit report repair takes time, you should start repairing yours today! While you are restoring your credit you can take advantage of our programs to establish new credit. This information on this site is intended to improve conditions in peoples lives. We strive to find the best  programs available concerning credit restoration for our visitors. We are here to help!  High risk lenders charge more for their services. You can save money on a home or  car financing by consolidation or fixing your credit before you apply, including paying off old debts and removing incorrect listings! Please understand what you are applying for before you apply! We offer a  resource without charge that may explain certain phrases Introduction to credit If you don't understand a clause or a fee don't apply without checking with someone that has experience for advice. It is always better to be informed! Certain conditions may exist where even the most liberal of lenders are forced to decline applications. Examples of theses circumstances could be open bankruptcy, unverifiable income, residence, bank information, or incongruous-credit-parameters. If one of the service providers on this site treats you unfairly contact us and we will attempt to resolve the issue or discontinue association. We want to help! We are not affiliated with the following organizations/companies; American Express, Discover, Visa, MasterCard, Experian, Trans Union, ChexSystems

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What is bad credit?  

The common term for a low credit report score is bad credit. Bad credit is not forever. Bad credit can be fixed. Credit listings generally lose status after a period of time, usually seven years, and then disappear from your credit report. This is regulated by the FCRA. If a creditor lists an account on your credit report after the mandated time period. fix

 

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