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Dear Sirs,

I left my checking account overdrawn for a few weeks. I went to straighten things out with the bank and they told me my account was closed and they reported me to ChexSystems. I had never heard of ChexSystems. ChexSystems it seems is a credit reporting agency and a collection agency in one. Banks report unfortunate consumers like myself that have made some type of banking error. Now I have bad credit and can't open a checking account. ChexSystems.

 

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